YOUR TRUSTED PARTNER FOR ALL RESIDENTIAL NEEDS!

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Get To Know Us

We are a dedicated team of service providers who strive to positively impact our local communities and families through education and support during the home lending process.

MEET YOUR LENDER

Our team is passionate about helping our local community. We would love to discuss with you how we can best meet your home financing needs and make sure you find the perfect home.

WE’RE HERE TO HELP

  • FIRST-TIME HOMEBUYERS

    Buying a home for the first time can be intimidating, but we’re here to help. Let us guide you through the process and answer any questions you may have.

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  • HOMEOWNER PURCHASES

    Whether you're looking to upgrade your home for a growing family or downsizing as an empty-nester, we’re here to help you make your transaction a success.

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  • REFINANCING INQUIRIES

    The market can be unpredictable, but when the time is right, we’re here to educate you on your refinancing options and support your financial goals.

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OUR PROMISE

DETERMINE YOUR NEEDS & GOALS

WALK YOU THROUGH THE LOAN PROCESS

DESCRIBE CURRENT INTEREST RATES

ASSIST WITH YOUR PRE-APPROVAL

PROVIDE CONSTANT UPDATES

CLOSE YOUR LOAN QUICKLY

Here’s How We Make Your Home Buying Process Stress Free

SOLUTIONS ORIENTED

Let us simplify your home loan journey with our expert team. We handle the complicated stuff so you can close with confidence.

LOCAL EXPERTISE

Trust the local expertise of TimTomTeam with a focus on Michigan lending. Our in-depth market knowledge and personalized loan options set us apart from the big corporations.

CONSULTATIVE APPROACH

Enjoy a transformational mortgage experience with our consultative approach. We listen, guide, and tailor solutions to fit your unique needs. Say goodbye to one-size-fits-all lending and hello to your personalized journey.

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  • Timothy is the best loan officer I’ve ever had the pleasure to work with. I initially was seeking a cash-out refinance, but the numbers didn’t quite pan out to make that option worth it for me. Timothy made the suggestion of a HELOC for my needs instead. That turned out to be perfect and put me in a far more favorable position than a refinance ever would’ve. I’m over the moon with how everything turned out! If it wasn’t for his suggestion and knowledge I would’ve never known about HELOCs and how they work. I will definitely be a returning customer in the future! Thanks, Timothy!!!

    Georgia

  • Timothy is awesome! He was always available to answer any questions I had about my refinance, but he made sure to allow me to do things my way. You can tell that he wanted what was best for me and my family. I would definitely recommend him to anyone looking to refinance.

    Miller

  • Timothy was always available when we had questions about a refinancing. He was very informative and the process was faster than we anticipated! In the future, he look forward to working with him again!

    Arvis

  • Timothy guided me through the HELOC process with great professionalism. He answered my questions quickly and with great detail. I highly recommend using him.

    Common

  • Timothy was excellent to work with and was very responsive. He was very knowledgable about the mortgage process and was able to answer any questions I had. Timothy would be an excellent choice for both new and experienced homebuyers. When I purchase a home in the future, I would definitely use him again and highly recommend him to anyone needing a mortgage!

    Sarah

HEY REALTORS, WE WANT TO HELP YOU TOO.

TOOLS

We want to make sure you have the resources you need to get your clients to the closing table. Explore our helpful resources today.

HELPFUL LINKS

Need to quickly calculate an estimated loan rate, or help customers understand what they qualify for? Check out our helpful links section now.

PARTNERSHIPS

We want to find creative ways to work together to ensure we’re all successful. Reach out to discuss partnership capabilities.

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